I will be dependent on this check and need the funds right away that day This creates a third-party check. This would be done by having the payee endorse the check (sign the back) and below that write "PAY TO THE ORDER OF JOHN SMITH", and then John Smith can endorse and then cash or deposit the check. Pertinence. You can certainly try to sign a check over to someone else so they can deposit it, but it won’t always work. This is especially useful for people without a bank account, as it means a friend or family member can cash in a personal check for you. Even if they were foolish enough to cash it without identification, then they suffer the loss. What Can You Do Other Than Writing A Check To Cash? Can someone else cash in my stimulus check? In this case, the person who lost the check may even try to get you to write them another one. He can sign the back of the check but does not have an account to cash it. Answered, How to Cash a Check Online: Online Check Cashing Options Detailed, What Do You Need to Cash a Check? The most common method used to cash a check made out to someone else is to have them sign the back of the check. The payee's signature creates a blank endorsement, allowing anyone holding the check to cash it. Click to share on Facebook (Opens in new window), Click to share on Reddit (Opens in new window), Click to share on Twitter (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to email this to a friend (Opens in new window), How to Sign Over a Check to Someone Else (Personal,…, Does WinCo Cash Checks? How Does the 25th Amendment Work — and When Should It Be Enacted? Some banks may also refuse a third-party check if the value is high, for fraud protection purposes. In some cases, a blank endorsement isn't sufficient to create a negotiable check. Under certain circumstances, you can cash a check made out to someone else. Again, I want to help him as much as possible so if you could please tell me if it is legal for me to put the check in my account that would be most helpful. But yes, it is possible for someone else to deposit checks for you. Answered, How to Cash a Large Check Without a Hold (Or Even a Bank Account), Can You Cash a Check at Any Bank? The other person it's made out to knows about the check and gave me permission to deposit it. Note that while third-party checks are possible, banks aren’t legally required to honor them for policy reasons. Can you cash a personal check at an ATM? I was wondering is it possible for someone to cash my check and then deposit the cash into my account so I am able to have it the same day they deposit it? You can deposit a third-party check into your own bank account as long as you endorse it beneath the recipient’s name, but you may have to provide identification. You can use Ingo money to deposit almost every kind … Note that the process is the same regardless of whether you’re signing over a personal check, business check, insurance check, or another type. Literally 'cashing' a cheque (as in, walking into a bank with a cheque made out to 'Cash') should be fine, that's the point. Likewise, someone else can only cash your check if you sign it over to them. Browse related questions. Some banks require you to write "Pay to the order of [Person's First and Last Name]" under your signature, and others only require the person who is depositing it to sign their name under yours. What can i do about it? Find out when to expect your check with the IRS' refund status system. It has helped me so much especially as someone who does not know anything about making money claims. That step makes checks safer than cash because the named payee is the only person allowed to deposit or handle the check (although it can be signed over to somebody else… Go to a check-cashing store as a last resort. I wrote a check to someone but it was stolen. Otherwise, you cannot cash a check unless it … Call your bank to ask. If someone else wrote the check to you but you didn't personally cash it, then you'll usually need to reach out to the check's issuer to file a trace and hopefully get the check reissued after the investigation completes. But I don’t know how widely accepted that is today. The two most popular apps that don’t require a bank account to be linked are PayPal and Ingo Money. So I asked my father if he could cash it for me. If you decide to enter someone else's account information anyway, chances are the bank will reject the IRS's direct-deposit request because the name on the refund (yours) doesn't match the account holder's. We encourage you to also seek the one-on-one help of a certified professional. Rep:? Someone Stoled and cashed my Refund Tax Check. The problem is, the someone else is out of state and live halfway across the country. Author has 1.3K answers and 523.2K answer views All you have to do is endorse it. Post was not sent - check your email addresses! Take t… I bank with Chase, hopefully someone here has had a similar experience. If so, … Under certain circumstances, you can cash a check made out to someone else. June 16, 2020 5:54 PM Subscribe. To deposit money into someone else's bank account, you can send a money order for amounts under $1,000, or a cashier's check for larger amounts. Can you deposit a check made out to someone else? The document must have information that ‘someone else’ giving you permission to cash his or her check. Because the check is currently payable to you, you’ll need to ensure that the third party and their bank can accept a signed-over check, also known as a “third-party check,” and endorse the check by signing the back of it. You can only cash someone else’s check if that person signs it over to you. Without creating a third-party check, you cannot cash a check that isn’t in your own name. For a manual deposit it’s trickier. The government or the District Attorney is the one who will prosecute the case. Most checks are made payable to somebody. Different banks have their own set of policies, however, there is no legal restriction that to make a deposit, you would have to undergo identification. Yes, the same applies for depositing someone else’s check through an ATM. You wouldn’t be obligated to do it, but it makes for a nasty situation either way. When you receive a check and sign it over to someone else, you are creating a third-party check. 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